Home Uncategorized 5 Best Health Medical Policies For Senior Citizens With Minimum Premiums

5 Best Health Medical Policies For Senior Citizens With Minimum Premiums

Senior citizens need a lot of medical care. This is because as you age, your body becomes more fragile and so various health conditions start to show up. Thankfully though, medical sciences have advanced a lot and there are effective treatments and remedies for all of the problems. Unfortunately, though the health care costs have sky-rocketed and retired people find it difficult to afford health care. This is why senior citizen health plans are important. If you are a senior citizen, or you have senior parents, consider investing in one of the good medical insurance plans for senior citizens. However, do remember to compare medical insurance plans online before opting for the plan which best suits your needs.

We have listed a few for you to compare medical insurance plans and choose from:

1. Star Health Red Carpet –

This is one of the best selling senior health plans in India. It has a short waiting period of one year for pre-existing illnesses. Anyone aged between 60 and 75 years can buy the plan. The maximum sum assured is Rs 10 lakhs. Mahindra insurance brokers offer comprehensive policyholder coverage at an affordable price.

2. New India Senior Citizen Mediclaim Policy –

This is another excellent senior medical insurance plan and is one of the most popular ones as well. You get in-patient care, pre and post-hospital care, daycare procedures, etc under this plan. The entry age is between 60 and 80 years and the waiting period for pre-existing diseases is 1.5 years.

3. National Insurance Varistha Mediclaim Policy –

The National Insurance Varistha Mediclaim Policy offers unique health covers for people between the ages of 60 and 80 years. Everything from ambulance costs to domiciliary health expenses is covered under this plan. The policy term is for one year and you get a sum insured of Rs. 1 lakh under this plan, which is among the most affordable ones in the country.

4. HDFC Ergo Health Optima Senior –

One of the very few senior health plans with no upper age limit for entering the plan, the Optima Senior plan offers a maximum sum insured of Rs. 5 lakhs. You get hospitalisation covers, daycare covers, home health care covers, etc under this plan. HDFC Ergo is a leading health insurance provider that has a high claim settlement ratio, and an excellent customer support team, which makes it easy for you to maintain your health cover.

5. Bajaj Allianz Silver Health Senior Citizen Plan –

This is a plan which you can buy as soon as you turn 46 years, so it gives you the chance to plan your retirement health needs. The medical insurance plan has a waiting period of one year for pre-existing disorders. The plan can be bought for a minimum coverage amount of Rs. 50,000 and for a maximum cover of Rs. 5 lakhs. It has a plethora of covers on offer, which makes it one of the most comprehensive senior citizen health plans in India.

Select any one of the above-mentioned health medical policies for senior citizens and stay protected in a comprehensive and wholesome manner. You can compare medical insurance plans and then buy the medical insurance plan which best suits your needs online to get your required coverage.


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